01619687065 | What Company Uses This Number?

If you’ve received a call from 01619687065, you may wonder who is on the other end and why they’re reaching out. Calls from unknown numbers can often cause concern, especially if you’re unfamiliar with the caller’s purpose.

In the UK, this particular number is frequently associated with Moorcroft Debt Recovery, a well-known debt collection agency. But what does this mean for you, and how should you respond?

This blog explores everything you need to know about 01619687065. From identifying the caller to understanding your rights, we’ll provide practical advice to help you navigate these calls confidently.

Whether you suspect a legitimate debt or want to avoid scams, this guide offers clarity and actionable steps.

Why Am I Getting Calls from 01619687065?

Receiving calls from 01619687065 usually means the caller is trying to resolve a financial matter. This number belongs to Moorcroft Debt Recovery, a firm tasked with collecting outstanding debts on behalf of various organizations.

Their clients include banks, utility companies, telecom providers, and other businesses. If you’ve missed payments or owe money, Moorcroft may be attempting to reach you.

These calls typically serve to:

• Inform you of overdue payments.
• Discuss repayment options.
• Confirm contact details.

However, it’s also possible to receive calls in error, especially if your contact information was incorrectly shared or outdated.

If you’re unsure why you’re being contacted, don’t ignore the calls. Instead, take steps to verify their legitimacy, as ignoring genuine debt collectors could escalate the issue further.

Who Owns the Number 01619687065?

The number 01619687065 is registered to Moorcroft Debt Recovery, a reputable debt collection agency based in Stockport, Manchester.

Moorcroft works with a variety of businesses to recover unpaid debts, ensuring fair practices while adhering to UK debt collection regulations.

Moorcroft Debt Recovery has been in the business for decades, which makes them one of the most prominent agencies in the industry.

They are recognized for their professional approach, focusing on maintaining communication between clients and customers.

When you receive a call from this number, it’s important to remain calm and avoid making hasty decisions. Understanding that the agency is legally obligated to treat you fairly can help you feel more confident in addressing the situation.

Is 01619687065 a Legitimate Debt Collection Number?

Yes, 01619687065 is a legitimate number belonging to Moorcroft Debt Recovery. However, it’s always wise to verify any call claiming to be from a debt collection agency.

Scammers may use tactics like spoofing, where they fake the caller ID to make it appear as though they are a trusted organization.

To confirm the authenticity of the call:

1. Check Official Communication: Review letters or emails you’ve received from Moorcroft to see if the contact matches.
2. Visit Moorcroft’s Official Website: Compare the phone number to the contact information listed on their website.
3. Call Back Using Verified Numbers: Instead of returning the call directly, contact Moorcroft through their official helpline.

If anything feels suspicious, do not provide personal or financial information. Instead, seek guidance from official sources or consumer protection agencies.

What Should I Do If 01619687065 Calls Me?

When you receive a call from 01619687065, it’s important to handle the situation calmly and professionally. Here’s how to respond:

1. Answer the Call: Ignoring calls can lead to further attempts or escalation.
2. Ask for Verification: Politely request the caller’s full name, department, and reason for contacting you.
3. Take Notes: Document the conversation, including dates, times, and key points discussed.
4. Avoid Immediate Payments: Don’t make any payments or provide sensitive details without confirming the caller’s identity.
5. Request Written Confirmation: Ask for a detailed letter outlining the debt and payment terms.

Taking these steps ensures you remain in control of the conversation while protecting yourself from potential scams or misunderstandings.

Can I Stop Calls from 01619687065?

 

Yes, there are ways to manage or stop calls from 01619687065 if they become overwhelming or unnecessary. Consider these steps:

1. Resolve the Debt: If the calls are legitimate, addressing the debt can often stop further communication.
2. Request Communication Preferences: You can ask Moorcroft to contact you via email or post instead of phone calls.
3. Block the Number: If the calls are persistent and unwanted, use your phone’s blocking feature to stop further interruptions.
4. Report Harassment: If the calls feel excessive or intimidating, report the issue to the Financial Ombudsman Service.

By taking proactive measures, you can reduce the stress associated with these calls while ensuring your rights are respected.

What Are My Rights When Dealing with Moorcroft Debt Recovery?

As a UK consumer, you are protected by robust laws that regulate how debt collection agencies like Moorcroft Debt Recovery operate.

These laws are designed to ensure fair treatment and prevent harassment during the debt recovery process. Understanding these rights is crucial for confidently managing interactions with debt collectors.

Key rights include:

• Right to Written Communication: Debt collectors must provide a detailed breakdown of the claimed debt in writing. This includes the original amount, creditor details, and any additional charges applied. Written communication helps you review the claim before taking action.
• Right to Privacy: Moorcroft is prohibited from sharing your financial details with third parties, such as employers, friends, or family members. Breaching this confidentiality is against the law.
• Right to Dispute the Debt: If you believe the debt is inaccurate or doesn’t belong to you, you can legally challenge it. To do so, request proof of the debt and provide any supporting evidence that disputes the claim.
• Protection Against Harassment: UK law prevents repeated, aggressive, or intimidating behavior from debt collectors. Excessive calls, threats, or pressure tactics are strictly prohibited.

By knowing these rights, you can address any debt claims from Moorcroft effectively while safeguarding your dignity and privacy.

Should you feel that Moorcroft has violated your rights, you can report them to the Financial Ombudsman Service or seek assistance from consumer protection agencies.

How Can I Verify a Debt Claimed by 01619687065?

Verifying the legitimacy of a debt is a critical step before making any payments or commitments.

Unfortunately, scams targeting unsuspecting individuals are increasingly common, making it essential to confirm that Moorcroft’s claim is genuine.

Here’s how you can do it:

1. Request Written Proof: Moorcroft Debt Recovery must provide a written statement that includes the original creditor, the outstanding amount, and any additional fees. This documentation serves as an official record of the debt.
2. Review Your Records: Compare the debt details with your personal financial records, such as bank statements or bills, to ensure there are no discrepancies.
3. Contact the Original Creditor: Reach out to the company that originally issued the debt, such as a bank or utility provider, to confirm the handover of the debt to Moorcroft.
4. Seek Professional Guidance: Debt charities and financial advisors can provide expert advice on how to verify and address debt claims. Services like StepChange or National Debtline offer free support.

Taking these steps not only ensures that you pay the correct amount but also protects you from falling victim to scams. If anything about the debt seems suspicious, hold off on payment until you are satisfied with its legitimacy. Never share sensitive information, such as your bank details, until you’ve completed the verification process.

Could 01619687065 Be a Scam?

While 01619687065 is a legitimate number associated with Moorcroft Debt Recovery, it’s crucial to remain vigilant. Scammers frequently impersonate trusted organizations to trick individuals into making payments or sharing sensitive information.

Understanding the warning signs can help you differentiate between genuine calls and fraudulent activities.

Common red flags include:

• Urgent Payment Demands: Scammers often create a sense of urgency, claiming legal action will be taken if you don’t pay immediately.
• Refusal to Provide Written Confirmation: Legitimate debt collectors are obligated to provide proof of the debt upon request. A refusal is a strong indication of a scam.
• Requests for Sensitive Information: Be wary of callers asking for personal details, such as your bank account or National Insurance number, over the phone.

If you suspect a scam, follow these steps:

1. Hang Up Immediately: Do not engage further with the caller.
2. Contact Moorcroft Directly: Call Moorcroft using the official number listed on their website to confirm whether they initiated the contact.
3. Report to Action Fraud: File a report with Action Fraud, the UK’s fraud reporting centre, to help prevent others from falling victim.

Remaining cautious and proactive is the best way to protect yourself. Remember, genuine debt collectors prioritize transparency and won’t pressure you into making snap decisions.

What Happens If I Ignore Calls from 01619687065?

Ignoring calls from Moorcroft Debt Recovery can have serious consequences, especially if the debt claim is legitimate. While it may feel easier to avoid these calls, doing so can lead to further complications.

Here’s what could happen:

• Increased Call Frequency: If Moorcroft doesn’t hear from you, they may increase the frequency of their calls or attempt to contact you through other means, such as letters or emails.
• Impact on Your Credit Score: Unresolved debts may be reported to credit agencies, affecting your ability to secure loans, mortgages, or credit cards in the future.
• Escalation to Legal Proceedings: In severe cases, Moorcroft may take legal action to recover the debt, which could result in additional fees or a court judgment against you.

Rather than ignoring the calls, consider the following steps:

1. Acknowledge the Contact: Answer the call or respond to their correspondence to understand the nature of the debt.
2. Request Written Confirmation: Ensure the claim is legitimate and matches your records.
3. Seek Assistance: If you’re unable to manage the debt, contact a debt charity or financial advisor for help.

Open communication is often the best way to resolve debt issues and prevent them from escalating. Moorcroft is required to work with you to establish a manageable repayment plan, so don’t hesitate to discuss your situation with them.

How Can I Get Help with Debt Recovery Issues?

Debt recovery can be overwhelming, especially if you’re dealing with multiple calls or financial pressures. Fortunately, there are numerous resources and support networks available to help you navigate these challenges.

Here are some options for assistance:

• Debt Charities: Organizations like StepChange and National Debtline offer free advice and support. They can help you understand your options, negotiate repayment terms, and create a budget to manage your finances.
• Financial Advisors: A professional advisor can provide personalized guidance, helping you evaluate your financial situation and find the best way forward.
• Citizens Advice: This organization offers comprehensive support on legal and financial matters. They can help you understand your rights and connect you with additional resources.

Additionally, consider these proactive measures:

• Communicate with the Debt Collector: Don’t hesitate to discuss your financial difficulties with Moorcroft. They may offer flexible repayment plans tailored to your situation.
• Seek Emotional Support: Dealing with debt can be stressful. Speaking to friends, family, or support groups can alleviate some of the emotional burden.
• Explore Government Assistance: The UK government provides resources for individuals facing financial hardship, including debt relief schemes.

By reaching out for help, you can take control of your situation and work towards resolving your debts in a sustainable way. Remember, you don’t have to face debt recovery alone, support is available.

Conclusion

Receiving a call from 01619687065 doesn’t need to cause stress. Identifying who is calling and understanding their purpose empowers you to respond confidently.

If the call relates to a legitimate debt, take proactive steps to address it. However, if you suspect an error or scam, verify the details before taking action. Staying informed is crucial to resolving such matters effectively.

Always remember that support is available, whether through legal advice, financial assistance, or trusted resources.

By remaining calm, gathering information, and making informed decisions, you can navigate any concerns linked to the call with ease. Taking charge of the situation ensures you stay in control and protect your interests.

FAQs About 01619687065

How often does Moorcroft Debt Recovery call customers?

Moorcroft typically calls to follow up on unpaid debts, and the frequency can vary based on the case. If calls feel excessive, you can request alternate communication methods like email or written correspondence.

Can Moorcroft take legal action for unpaid debts?

Yes, Moorcroft can escalate cases to legal proceedings if necessary, but this is usually a last resort. They will attempt to resolve the matter directly before pursuing legal action.

How do I know if my debt is being handled by Moorcroft?

You will receive official communication from Moorcroft, usually in the form of a letter. This letter will detail the debt, the amount owed, and potential repayment options.

Does Moorcroft report unpaid debts to credit agencies?

Yes, Moorcroft can report unpaid debts to credit agencies, which can negatively impact your credit score. It’s important to address the debt to avoid long-term financial consequences.

Can I negotiate repayment terms with Moorcroft?

Yes, Moorcroft is often willing to negotiate repayment terms based on your financial situation. You can discuss affordable payment plans to make the debt more manageable.

What should I do if Moorcroft is contacting me in error?

If Moorcroft is contacting you in error, immediately contact them to clarify the situation. Provide any necessary evidence to correct the mistake and ensure the issue is resolved.

Are there official bodies to report Moorcroft for harassment?

Yes, you can report harassment by Moorcroft to the Financial Ombudsman Service. Alternatively, you can seek advice from Citizens Advice for further guidance.