Receiving a letter from PO Box 17, Stockport, SK1 4AJ can be puzzling, especially if you’re unsure who the sender is. PO Boxes are often used for official correspondence, providing a secure and convenient way for businesses, organisations, and service providers to send and receive mail.
This particular PO Box is commonly associated with important notices, such as financial updates, service reminders, or account-related correspondence. If you’ve received mail from this address, it’s important to carefully read the contents to understand its purpose.
Verifying the authenticity of the letter and responding appropriately can help you stay informed and address any concerns in a timely manner.
Who Uses PO Box 17 Stockport SK1 4AJ Address?
The address, PO Box 17, Stockport, SK1 4AJ, is primarily associated with Moorcroft Debt Recovery Limited, a leading debt collection agency in the UK. Moorcroft operates under Moorcroft Group Plc, which is an active company registered in England and Wales under the Companies Act.
Their correspondence address is PO Box 17, 2 Spring Gardens, Stockport, England, SK1 4AA. Moorcroft was notified on 6 April 2016 as a company with a governing legal form of a Limited Company and is incorporated in England under registration number 1704109.
The company is significant because of its ownership of shares, 75% or more, indicating substantial control. Moorcroft Debt Recovery acts on behalf of various creditors, including banks, utility providers, and financial institutions, to recover overdue payments.
Their primary role is to contact individuals with outstanding debts and arrange repayment plans, ensuring creditors receive funds owed to them. This address is used for official correspondence with customers.
Moorcroft contacts individuals through letters sent to this PO Box and may also call using the number 0161 968 7065. This address and contact method is used strictly for official correspondence with customers to manage and resolve debts effectively.
Where is PO Box 17 Stockport SK1 4AJ Located?
While PO Box 17, Stockport, SK1 4AJ, serves as a mailing address for Moorcroft Debt Recovery Limited, it is situated in central Stockport, near Manchester in the UK.
This postcode, SK1 4AJ, confirms its location within Greater Manchester. Although the PO Box is based in Stockport, mail using this return address can be sent to and from locations across the UK.
Moorcroft’s physical headquarters are located just a stone’s throw away at Moorcroft House, 2 Spring Gardens, Stockport, SK1 4AA. This proximity further confirms the link between the PO Box and Moorcroft’s main UK office.
The PO Box streamlines the handling of correspondence, ensuring efficient communication processing. To verify the legitimacy of correspondence, it’s best to visit Moorcroft’s official website or contact them using verified contact details.
Understanding the link between the PO Box and their physical location provides clarity when responding to any letters received.
Why Did You Receive a Letter from PO Box 17 Stockport SK1 4AJ?
Receiving a letter from PO Box 17, Stockport, SK1 4AJ, typically means that Moorcroft Debt Recovery Limited is attempting to contact you about an outstanding debt.
This company acts on behalf of various creditors to recover overdue payments. If you’ve received such correspondence, it’s essential to take it seriously and address it promptly.
Common Reasons for Receiving a Letter:
- Unpaid Bills: Overdue utility bills, phone contracts, or service payments.
- Credit Card Arrears: Missed payments on your credit card balance.
- Loan Defaults: Failing to meet the repayment terms of loans or financial agreements.
- Debt Assigned for Recovery: Your creditor has passed the outstanding amount to Moorcroft for collection.
Carefully review the letter to understand the nature of the debt, the creditor involved, and the total amount owed. Ignoring the correspondence can lead to the following:
- Additional Fees: Late payment charges or collection fees.
- Legal Action: The issue could escalate to court proceedings.
If you believe the debt is incorrect or not yours, contact Moorcroft Debt Recovery immediately to dispute the claim and resolve any misunderstandings. Taking action promptly can prevent further complications.
What Should You Do If You Receive a Debt Collection Letter from PO Box 17 Stockport SK1 4AJ?
Upon receiving a letter from Moorcroft Debt Recovery Limited, consider the following steps:
- Verify the Legitimacy: Ensure the letter is genuine by checking for official logos, contact details, and reference numbers. You can also contact Moorcroft directly using the information provided on their official website to confirm the correspondence.
- Review the Debt Details: Assess whether the debt mentioned is accurate and belongs to you. Cross-reference with your records to confirm the amount and the original creditor.
- Respond Promptly: It’s advisable to acknowledge the letter, even if you dispute the debt. Communicating with Moorcroft can prevent further escalation and provide an opportunity to discuss repayment options or raise any concerns.
- Seek Financial Advice: If you’re unsure about handling the situation, consider consulting a financial advisor or a debt counselling service for guidance tailored to your circumstances.
Are the Letters from PO Box 17 Stockport SK1 4AJ Legitimate or a Scam?
It can sometimes be challenging to know what mail is spam and what isn’t, especially when receiving unexpected letters from addresses like PO Box 17, Stockport, SK1 4AJ. Generally speaking, letters from this return address are legitimate and will almost certainly come from Moorcroft Debt Recovery Limited, a reputable debt collection agency.
If you are unsure about the legitimacy of a letter, you can contact Moorcroft directly through their official website or reach out to the original creditor who is attempting to recover the debt.
If the debt truly belongs to you, both parties are legally obligated to provide proof of the debt upon request. You can send a ‘prove it’s letter, which requires them to verify the debt details.
Debt recovery agencies like Moorcroft often act on behalf of businesses or purchase debts at discounted rates to reclaim them.
Be cautious of any correspondence asking for sensitive information like passwords or bank details, as this could be a scam. If in doubt, contact Moorcroft directly or seek assistance from your nearest Citizens Advice Bureau for guidance.
What Happens If You Ignore Letters from PO Box 17 Stockport SK1 4AJ?
Ignoring letters from Moorcroft Debt Recovery Limited can lead to various consequences that may worsen your financial situation. Initially, you are likely to face increased contact attempts, including frequent letters, emails, or phone calls, urging you to respond and resolve the matter.
If the debt remains unpaid, Moorcroft may escalate the issue further. This could include legal action where they pursue recovery of the amount owed through court proceedings.
In addition, unresolved debts are often reported to credit reference agencies, which can severely impact your credit score. A damaged credit rating will make it difficult to secure loans, mortgages, or even basic credit agreements in the future.
To avoid these outcomes:
- Address the issue promptly by responding to the letters.
- Verify the debt and communicate with Moorcroft.
- Seek advice from professionals, like the Citizens Advice Bureau, if needed.
Taking action early can prevent unnecessary stress and financial repercussions.
How Can You Stop Receiving Letters from Moorcroft Debt Recovery?
If you wish to stop receiving letters from Moorcroft Debt Recovery Limited, you need to take proactive steps to resolve the matter.
- Settle the Debt: The simplest solution is to pay the outstanding amount in full. This will immediately close the case and stop further contact.
- Arrange a Repayment Plan: If you cannot pay the debt in full, contact Moorcroft to negotiate a manageable repayment plan. They are often willing to work with you to find a solution that fits your financial situation.
- Dispute the Debt: If you believe the debt is inaccurate or not yours, you have the right to dispute it. Write to Moorcroft and provide supporting evidence to challenge the claim. You can also send a ‘prove it’s letter to legally request verification of the debt.
Once the debt is settled, disputed, or a repayment agreement is in place, Moorcroft will stop sending letters and cease further communication.
Taking control of the situation early ensures you avoid stress and resolve the issue efficiently.
What Are the Contact Details for PO Box 17 Stockport SK1 4AJ?
For any inquiries or to resolve debt-related concerns, you can contact Moorcroft Debt Recovery Limited using the following verified details:
- Phone Number: 0161 477 2222 – A direct line to their customer support team.
- Email Address: customers@moorgroup.com – Use this email for official queries, clarifications, or account discussions.
- Postal Address: PO Box 17, Stockport, Cheshire, SK1 4AJ – The official mailing address for correspondence.
- Website: http://www.mdrl.co.uk/ – Visit their official website for detailed information, repayment options, and answers to frequently asked questions.
Reaching out to Moorcroft through these verified contact details ensures safe and accurate communication.
If you receive suspicious communication, always verify the authenticity by contacting Moorcroft directly through their official phone number or website. Taking prompt action can help clarify concerns and resolve outstanding financial issues effectively.
Conclusion
Receiving a letter from PO Box 17 Stockport SK1 4AJ can initially cause concern, especially if you are unfamiliar with the sender. However, understanding that this address is used by Moorcroft Debt Recovery Limited, a reputable UK-based debt collection agency, can provide reassurance.
Whether you owe a debt or believe there has been an error, the key is to act promptly. Verifying the legitimacy of the correspondence, understanding your obligations, and taking appropriate steps, such as setting up a repayment plan or disputing inaccuracies, can help resolve the issue efficiently.
Ignoring such letters may lead to unwanted consequences like legal escalation or credit score damage, so addressing the matter responsibly is always the best approach. If you are unsure, seeking professional financial advice can provide clarity.
FAQs About PO Box 17 Stockport SK1 4AJ
Who does Moorcroft collect for?
Moorcroft Debt Recovery works on behalf of various organisations, including banks, credit card companies, and utility providers, to recover overdue payments from individuals.
What should I do if Moorcroft Debt Recovery contacts me by phone?
If Moorcroft contacts you by phone, stay calm, verify their identity by requesting account details, and discuss your repayment options. Avoid sharing sensitive information without verification.
Do Moorcroft take you to court?
Yes, in some instances, if the debt remains unresolved and communication is ignored, Moorcroft may escalate the issue to legal proceedings.
Can ignoring debt collection letters affect my credit score?
Yes, ignoring debt collection letters can negatively impact your credit score, as unpaid debts may be reported to credit reference agencies.
How do I check if a letter from PO Box 17 Stockport SK1 4AJ is genuine?
To verify a letter, cross-check the contact details on Moorcroft’s official website or contact their customer service team for confirmation.
Are Moorcroft Debt Recovery bailiffs?
No, Moorcroft Debt Recovery is not a bailiff. They are debt collection agents who contact debtors to arrange repayment plans on behalf of creditors.
How can I arrange a debt repayment plan with Moorcroft Debt Recovery?
You can contact Moorcroft directly by phone or email to discuss affordable repayment options that suit your financial situation.
What happens if you don’t pay Moorcroft?
If you fail to pay Moorcroft or communicate with them, your debt may escalate to legal action, which can result in additional fees or court judgments.
